Sector · Outsourced CFO
Cash flow by project, off-plan sales (VEFA), financing, reporting: I support the finance teams of property developers and property investment companies. Since 2025, I have been working within the finance department of a major property developer.
What I take on
A development project is carried by a dedicated company, often an SCCV (société civile de construction-vente, a French build-to-sell property company). A group can have dozens of them, each with its own cash, sales and financing. The short term is managed week by week: the 13-week cash flow forecast calculator offers a simplified version, for a single company.
The cash of the group, and of each project company, reconciled with the accounts and projected through to the end of the projects.
In an off-plan sale (VEFA), the buyer pays the price as construction progresses. The pace of sales and receipts shapes the development’s cash flow.
What each project draws from the banks and the partners, and when it is released.
To manage financing, the accounts, the banks and the contracts must tell the same story. I reconcile outstanding balances, line by line. Your accounting teams decide on any corrections.
Reporting that management can read in a few minutes, fed by your exports, with no re-keying.
Once the developments are delivered and sold, the companies that carry them are meant to be closed. The right time still has to be chosen, given the guarantees owed to buyers and any disputes, and then they have to be closed properly.
What I bring
Following a development project takes two skills. Understanding its figures: work in progress, margin recognition, flows between group companies. And building the tool that makes them readable. Usually, a finance person describes the need and a data specialist develops it. I do both, with no coordination needed between two people.
Experience
Since 2025, I have been working within the finance department of a major property developer. There, I am in charge of:
How an assignment runs
A first 30-minute call, then a written proposal: scope, deliverables, time on site and duration.
I get to know your projects, your project budgets and your tools. I identify the variances and what wastes time.
Cash flow, reporting, monitoring of financing: the tools are delivered in short stages and used straight away.
Each tool is documented. Your teams know how to update it and develop it without me.
Frequently asked questions
Both. Full-time suits a heavy workload or a transition period, with a defined scope and deliverables. Part-time (time-share), a few days a week or a month, suits regular monitoring of cash and reporting. I work in Paris and the Île-de-France region, on site or remotely.
From 3 months to 3 years, depending on the scope. A short assignment is used to build a tool or deal with a specific issue, such as closing project companies. A long assignment supports your projects over time.
Yes. I start from exports from your ERP or accounting software, and I build in Excel or Power BI, depending on what your teams already use. I do not ask you to change software.
I commit to it in writing in the assignment proposal, and I can sign your group’s non-disclosure agreement if you have one. I never name a client without their consent: the case studies on this site are anonymised.
Financial management (cash, reporting, monitoring of financing, tools) and advisory assignments, for example on property VAT or the interest deduction limitation, are carried out by EZM CONSULTING. Bookkeeping, review and preparation of the accounts are handled by KOADVISE, a chartered accountancy firm registered with the Ordre des experts-comptables, under a separate engagement letter. In both cases, I am the one doing the work.
Yes. Through EZM CONSULTING, I analyse the financial position of each company (cash, remaining payables and receivables, current accounts to be settled) and I manage the dissolution and liquidation steps through to removal from the companies register, with a shared tracking schedule, working with your advisers on the legal documents. The liquidation accounts are prepared by your accounting department or by your chartered accountant, which can be KOADVISE under a separate engagement letter.
Yes. Cash, financing and reporting by asset or by company raise similar questions. Rents replace sales; the management logic stays the same.
Other sectors
Tell me about your scope and your tools: you will receive a written proposal, with no commitment.
